Monthly Archives: December 2011

Protecting Personal Guarantees

Posted on December 21, 2011 by Ian Merkel

© Ithica Publishing Services If you have negotiated lending from a bank, the chances are you may have had to provide a personal guarantee (normally secured against your house). There are a number of matters to consider if you have … Continue reading →

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Your Single Most Important Business Decision ?

Posted on December 19, 2011 by Ian Merkel

freefoto.com For business owners the most important decision when marketing their products or services is price. Two companies A & B compared Two identical companies selling the same product or service. One company prospered the other failed and became insolvent. … Continue reading →

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TAX – Tip

Posted on December 16, 2011 by Ian Merkel

Freefoto.com You may be in a fortunate position as an employee, that is, if you are employed by a specially listed firm, one that is allowed to run a SAYE scheme. SAYE is a win-win situation for employees. Your only … Continue reading →

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Pension Roll Up – Roll Up – Roll Up

Posted on December 12, 2011 by Ian Merkel

Ithica Publishing Services The 3 year carry forward rule means that it is possible if you have not contributed to your pension in the three previous years, that you can roll forward up to £50,000 worth of relief and therefore … Continue reading →

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Tax Tip – Stamp Duty and Land Tax

Posted on December 9, 2011 by Ian Merkel

If you are considering buying a house on behalf of your children, perhaps in a town close to a university, you would be well advised to act now. Last year’s budget provided a reprieve or houses bought for £250,000 or … Continue reading →

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50% (or more) Tax Savings Possible

Posted on December 6, 2011 by Ian Merkel

freefoto.com From April 2012 the seed enterprise investment scheme (SEIS) will allow individuals who invest up to £100,000 in a new start up business – to claim back 50% tax relief of the amount invested (regardless of the rate at … Continue reading →

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