Loan Defaults at 1990’s level – Cash flow planning?

A previous prime minister was quoted as saying “if it’s not hurting, it’s not working!”.

Judging from the alarming number of firms going into administration lenders are reporting the highest numbers of loan defaults for some time. It would appear therefore that the government strategy is hurting AND not working!

Business owners should ensure they have access to a secondary line of credit but for most business owners the standard route to obtaining a loan from their pension funds has effectively been blocked by regulations imposed by HMRC.

Despite the changes to regulations, it is still possible for many businesses to arrange their finances in such a way as to have access to £75,000 to £120,000 of cash at short notice at modest interest rates.

This type of cash flow planning is best arranged when you do not need the cash.

Ray Best can help you protect your financial future. To find out more, simply click here!

About Ray L Best

Ray Best has had over 30 years experience of advising on complex financial matters. A published author of a number of books including “Partnership and Shareholder Protection”, Inheritance Tax Simplified”. We provide an initial meeting at no cost and only engage with clients when we can add significant value.

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